At the Lohmann Pawn Shop i keep the pawning processes as basic that you can. There’s no need so you can file your debts, no awaiting a decision and you may needless to say zero hidden hooks! Rather, you might rely on the best level of reliability and privacy!
Since during the Lohmann Pawn Shops, we know exactly about property: the audience is gurus at the appraising the value of diamonds, observe, gold coins, works of art, press, technology gadgets, toys and you will collectibles.
step 1. Appraisal
Arrive at one of our pawn storage from inside the Berlin and feature all of us the valuable presents. Or contact us otherwise use all of our online assessment services. Our very own professionals have a tendency to instantly appraise the significance, no-cost and you will with no duty from you.
2. Receive mortgage inside dollars
Present your i.d. (passport or driver’s license), deposit your property as collateral and you’ll receive the pawn ticket and the assessed value of the pawned item in cash. Without anyone checking your credit!
step 3. Redemption
You could choose your home whenever you would like of the to present the brand new pawn citation and make payment on amount of the borrowed funds.Click the link in order to determine the amount to own desire and you can costs for every week.
If you have more concerns, possible probably select the address throughout the Frequently asked questions down the page. Or you can call us otherwise stop in the fresh new Lohmann Pawn Shop within the Berlin-Charlottenburg or Berlin-Mitte. The staff could well be happy to greet both you and answer people more concerns.
What is actually a great pawn shop? A beneficial pawn shop will bring short-label loans in exchange for valuable circumstances such as silver jewelry, watches, gold coins, etc. and therefore act as collateral.
Are I starting obligations which have a great pawn mortgage? Zero, you are not indebted when you take out an effective pawn loan. In this instance, new lent money is regarded as a loan. In return we offer an initial-name progress of money based on your own beneficial possessions and you may properly shop the thing within pawn stores toward age of the borrowed funds. As soon as you pay back the sum of the loan additionally the focus and you will fees inside our pawn sites during the Berlin-Charlottenburg otherwise Berlin-Mitte, your own beneficial gift ideas would be returned to you.
Are you presently checking the status from my borrowing? Zero, we do not look at the borrowing from the bank or banking disease. We’re going to perhaps not ask you regarding your finances nor often we ask which have any business about your credit score.
Exactly what do I must give beside me to place an items into the pawn? All you need to bring would be the valuable product and you can a keen certified file together with your target.
What is the name of financing? The mortgage arrives after 90 days. At the end of the three-month period, you may either extend the loan agreement otherwise get your home of the paying down the mortgage (and additionally appeal and you will costs) on one of the pawn stores.
What is the interest rate and you can just what charge are energized? The fresh charge and you will interest linked to your pawn financing arrangement is computed by pawn buy every month. At the conclusion of the three-times months, the client pays the eye and you will costs into the pawn mortgage regardless of whether or not they decide to get their private situations or stretch the mortgage not in the 1st three months.
The fresh new costs as much as 300 Euros in the list above come in conformity with prescribed Italian language court standards. A charge of 2.75 % is recharged to have numbers anywhere between 301 and you will 600 Euros. For count higher than 601 Euros, a fee regarding 2.5 % is energized.
Can i replenish the phrase of your own financing beyond the first three months? Sure, you can extend the expression of your financing beyond the three-day months. Please be aware the interest and you will fees due for that very first period need to be paid off through to the identity of your own mortgage can also be feel stretched.
Exactly how safely is it possible you store my personal homes? We make certain elite group shop of all the valuable gift ideas from the our pawn shop during the Berlin-Charlottenburg and you may Berlin-Mitte. For each item try insured centered on lawfully prescribed recommendations.
What takes place easily misplace my pawn citation? In the event the a great pawn solution was missing or misplaced, we shall issue an alternative citation, like, when you find yourself stretching the phrase of your own financing, or a copy of one’s pass that is up coming no more appropriate in the event the fresh is located.
I do want to secure the quantity of the loan instead regarding redeeming my personal pawned gifts. Is the fact it is possible to? Sure. If you don’t collect your own goods adopting the three-times period ends and decide never to extend the loan contract, your own items could well be auctioned when you look at the Berlin once a supplementary few days has actually took place. At the Lohmann Pawn Sites, we essentially never auction merchandise up until regarding 5-7 weeks once fund expire online installment loans North Dakota. Thus giving clients with higher liberty if they plan to get the individual property at all.
Where is the deals stored? Auctions are held at following the auction house: Adolfo Pampus (state-licensed social auctioneer and you may appraiser) Rudower Strasse 132 12351 Berlin
What the results are on the proceeds from the public auction? In the event that a high pricing is attained for the individual items, i forward you to definitely total you. The fresh pawn store discusses the loss in the event that an item is sold for less than just its pawned worthy of. If the amount of a top business pricing is not redeemed contained in this 24 months, brand new pawn store must submit those funds with the regulators.
How can you deal with the responsibility away from secrecy? Personal data submitted with the reason for lending money to own a beneficial pawned items are kept strictly private.